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The debtor was left alone in paying the loans as she did not have the financial support of her ex-partner
Barcelona, March 21, 2024.-
Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved debt cancellation in Catalonia. Through the management of Repara tu Deba Abogados, the Commercial Court No. 12 of Barcelona (Catalonia) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a woman from L’Hospitalet de Llobregat (Barcelona) with a debt of 23,000 euros that he could not face. SEE JUDGMENTAs the lawyers of Repara tu Deuda explain, his case is as follows: “his state of insolvency arose when he requested financing for the purchase and sale of a vehicle and for his own consumption. At first he had no problem in meeting the payment of the installments. However, the debtor went through a breakup and subsequent divorce, having resorted to more loans for her legal defense. Faced with this new situation, she was left alone in paying the loans without having the financial support of her ex-partner and had “Spain approved the Second Chance Law in 2015. We are faced with legislation born in the United States more than 100 years ago. It has been well-known figures such as Walt Disney or Steve Jobs have taken in. However, the majority of those who have done so are anonymous people to the general public who have fallen into a state of over-indebtedness due, in many cases, to some type of unforeseen event. This mechanism allows them to cancel the debts they have incurred and that they cannot assume. In addition, the social stigma suffered by those who have experienced some theoretical failure is eliminated.” Repair Your Debt began its work of helping people in a state of insolvency in September 2015. In all this time it has managed to exceed the figure of 200 million euros of debt exonerated to individuals and self-employed workers with very diverse cases. This amount continues to increase daily due to the favorable rulings that continually arrive from the courts. The law firm currently has more than 23,000 clients who, coming from the different autonomous communities of Spain, have entrusted their case to the pioneers in the processing of this legislation. The doubts with which they begin the process are dissipated as the procedures progress.Repara tu Deuda also has an app available for iOS and iPhone devices, known as the name of MyRepara, which offers a series of advantages and a much closer relationship with the client. This legislation allows the exoneration of the debt of individuals and the self-employed as long as it is previously demonstrated that the debtor has acted in good faith, is in a current or imminent state of insolvency and has not been convicted of socioeconomic crimes in the last ten years. On the other hand, the office also offers, alternatively, the possibility of analyzing contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc. Issuer: Repair your debt
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
