Barcelona, November 21, 2023.
The exonerated person had requested loans. Furthermore, his former partner, with whom he had daughters, became unemployed.
Repara tu Deuda Abogados, a leading law firm in Spain in the processing of the Second Chance Law, has achieved a debt cancellation in Barcelona (Catalonia). Through the management of Repair Your Debt Lawyers, the Court of First Instance No. 50 of Barcelona (Catalonia) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a man with a debt of 84,000 euros that he could not pay forehead. SEE JUDGMENTAs the lawyers of Repara tu Deuda explain, their case is as follows: “the debtor’s situation of over-indebtedness has its reason for being in the lack of income to cover his needs and those of his family, which is why he resorted to loans. Subsequently, his partner (with whom he had daughters) became unemployed. For this reason, he even had to request help from family and acquaintances to be able to cover his essential expenses. “According to Repair Your Debt, ” Spain incorporated the Second Chance Law into its legal system in 2015. We are faced with legislation, whose origins can be found in the United States more than 100 years ago, to which relevant figures such as Walt Disney or Steve Jobs have adopted it. “spirit is to offer a second chance to people in a situation of over-indebtedness due to having suffered some type of economic setback. In this way, the stigma they suffer from not being able to assume their debts is also eliminated.” Repair your Debt Lawyers began its work as a firm specialized in the Second Chance Law in September 2015, the same year in which this tool was approved. Since then, more than 20,000 individuals and self-employed workers have put their case in their hands to free themselves from their debts, start a new life from scratch and get off the default lists (such as ASNEF). Having been a pioneer in the application of the Law Second Chance has led it to clear leadership in the debt cancellation market for individuals and the self-employed. So far, it has managed to exceed the figure of 170 million euros of debt exonerated for people from different communities. The lawyers of Repara tu Deuda offer payment facilities to the people who pass through their hands. And they are aware that these are individuals and the self-employed who have fallen into a situation of distress and that it makes no sense not to give them a second chance to reactivate themselves in the economy. This legislation allows the exoneration of the debt of individuals and the self-employed always that meet a series of requirements. In summary, it is enough that the bankrupt does not exceed 5 million euros, that he acts at all times in good faith (without hiding assets or income) and that he has not been convicted of socioeconomic crimes in the last ten years. Individuals can also Alternatively, cancel credit cards, revolving cards, mini-credits, loans and mortgages through the firm’s analysis of the contracts signed with banks and financial entities to check if there is any type of abusive clause and be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
