Las Palmas de Gran Canaria, September 5, 2023.
After the separation, she had to face her son’s payments alone and the costs of a business project
Repair your Debt Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved a new debt cancellation in Las Palmas de Gran Canaria. Through the management of Repara tu Deuda Abogados, the Mercantile Court no. forehead. SEE JUDGMENT As the lawyers from Repair your Debt explain, “his state of insolvency originated from requesting financing to undertake a business adventure and cover the costs inherent to this. At first he had no problem in dealing with the repayment of the loans. The The family nucleus grew by having a child and, obviously, also the expenses. Unfortunately, there was a separation and the other parent of the child ignored the requested credits, being left without that financial support. In this situation, he had no choice but to request credit cards to be able to survive and cover the oldest debts. For all this, their purchasing power and their repayment capacity were greatly diminished, relegating the payment of credit installments behind the ordinary and recurring expenses of each month. “According to Repara tu Deuda points out, “Spain was one of the countries that took the longest to incorporate the Second Chance Law into its legal system, a mechanism provided for the cancellation of the debt of individuals and the self-employed. This complied with the 2014 European Commission Recommendation to implement a way out for people in a situation of over-indebtedness and who have seen that, despite their efforts, they cannot assume all their debts.” Approved in 2015, many people still they are unaware that there is a legal tool designed precisely for them. Others, directly, do not start the process because they mistakenly believe that the process is more complicated than it really is. Repara tu Deuda Abogados has helped since its foundation in September 2015 to numerous individuals and freelancers who did not know how to get out of the over-indebtedness situation they found themselves in. Currently, it has canceled more than 170 million euros of debt.This legislation protects them by allowing them to be exonerated from their debts if they meet a series of Among them, it is essential that the bankrupt act at all times in good faith, that they have not been convicted of socioeconomic crimes in the last ten years and that the amount of the debt does not exceed 5 million euros. For those who do not meet the requirements to benefit from the second chance mechanism, Repara tu Deuda Abogados also offers an alternative way to cancel credit cards, revolving cards, mini-loans, loans and mortgages. And it is that it studies the contracts signed with banks and financial institutions to check if there is any type of abusive clause to be able to claim against Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc. .
Contact Contact name: David Guerrero Contact description: David Guerrero Contact telephone number: 655956735
