Barcelona, April 20, 2023.
José Luis Pascual went into debt to help his mother who was sick and needed medication and care
Repair your Debt Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved another debt cancellation in Barcelona (Catalonia). Through the management of Repara tu Deuda Abogados, the Court of First Instance no. could cope. SEE JUDGMENT Once the cancellation of his debt has been achieved, the exonerated admits feeling “relieved” at having left behind the situation in which he found himself. “It’s a refuge that someone helps you,” he says. SEE VIDEO The firm’s lawyers explain their history of over-indebtedness: “he applied for his first loan in 2013, when his mother was diagnosed with cancer and he had to move from Menorca to Barcelona to take care of her. He could not meet all the expenses to attend mother’s illness, such as medicines or hiring people who could take care of her. For this reason, he was also forced to use credit cards, until unfortunately she passed away. The exonerated only received state aid for medical reasons. Since he could not repay the money with his meager income, he began requesting other loans to pay off the previous ones, thus entering a spiral of over-indebtedness that became unsustainable.” As the lawyers of Repair your Debt point out, “Spain was one of the countries that took the longest to incorporate the Second Chance Law into its legal system, a mechanism provided for the cancellation of the debt of individuals. In this way the Recommendation by the European Commission carried out in 2014 was complied with. In September of last year, there was a reform of this mechanism to streamline the process and simplify the procedures”. Repair your Debt Abogados was founded in 2015. Since then, more than 20,000 individuals and self-employed individuals have placed their story of over-indebtedness in the firm’s hands to start a new life from scratch. To date, it has managed to cancel a figure of more than 130 million euros to people from the different autonomous communities of Spain. The law firm offers its clients, in addition to the processing of the Second Chance Law, the possibility of cancel credit cards, revolving cards, mini-credits, loans and mortgages. In addition, it adapts to the economic circumstances of each person with the aim that no one is left without the option of being released from debt. This legislation allows individuals and the self-employed to be exonerated from their debts as long as it is shown that they have acted in good faith, that the amount owed does not exceed 5 million euros and that they have not been convicted of socio-economic crimes in the last ten years. Repair your Debt Lawyers has an app for Android and IOS, baptized with the name of MyRepara, which serves to further reduce the costs of the procedure and allows total control, as well as lawyers to attend meetings via video call.
Contact Contact name: David Guerrero Contact description: David Guerrero Contact telephone number: 655956735
Videos
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