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Zaragoza, March 15, 2023.
The exonerated suffers a disability that does not allow him to walk, so his income has decreased to the point of not being able to face his debts
Repair your Debt Abogados, a leading law firm in Spain in the application of the Second Chance Law, has achieved a debt cancellation in Zaragoza (Aragon). Through the management of Repara tu Deuda Abogados, the Court of First Instance No. 19 of Zaragoza (Aragón) has issued the benefit of exoneration of the unsatisfied liability in the case of a man who had accumulated a debt of 45,337 euros that he could not meet . SEE JUDGMENT His story has a strong emotional component: he signed a loan for the purchase of what would be his habitual residence in 1989. Over the years, in 1995, the debtor and his wife decided to reform the housing and, to this end, requested a mortgage extension. In the year 2000, they signed a loan for the purchase of a vehicle and, later, in 2006, another reform was carried out with the consequent mortgage extension. In 2012, he divorced and had to adapt to his new personal situation, having to pay the expenses corresponding to the house, although the rest of the credits that they had requested over time were kept up to date with their payments. In 2021, unfortunately, he began a procedure for temporary disability due to a physical problem that no longer allowed him to walk and from which he is still in the process of recovery. His income dropped considerably, losing around 700 euros from his salary, making it impossible for him to meet the monthly installments that totaled 900 euros. In order to be able to meet their most basic and essential expenses, the debtor found it necessary to stop paying the previously contracted credits. As in your case, many people get into debt trying to meet the credits they have previously requested , explain the lawyers of Repair your Debt. “On many occasions, a series of completely unforeseen circumstances occur, whether they are of a more personal or directly labor nature, which make it impossible to repay these loans. For these people, the law is intended to reset the counter to zero so that they can be born again from an economic point of view, which has a very positive influence on their state of mind and that of their environment”. People who take advantage of the Second Chance Law verify in a very short time the benefits of being exonerated. And it is that they come out of the delinquency lists that do them so much damage. In addition, they stop suffering when they do not receive calls from banks and financial institutions, which previously contacted family members, relatives, acquaintances and even the company in which they carry out their own work. Although there is some ignorance about this mechanism, more and more individuals and self-employed apply for shelter. Repair your Debt Abogados was founded in September 2015. Since then, more than 20,000 people have placed themselves in the hands of the pioneer lawyers in Spain in the processing of this mechanism. The law firm analyzes the cases of people seeking to start this procedure prior to the start of the proceedings. Its objective is total transparency with the interested parties so as not to waste time or money if they do not meet the requirements to benefit from this procedure. It should be noted that it has managed to exceed the figure of 130 million euros exonerated to its clients, coming from the different autonomous communities. This legislation allows individuals and the self-employed to be exonerated from paying their debts as long as they act in good faith during the time they The process lasts, without hiding assets or income, that the amount owed does not exceed 5 million euros and that they have not been convicted of socioeconomic crimes, such as robbery or fraud, in the last ten years.
Contact Contact name: David Guerrero Contact description: David Guerrero Contact telephone number: 655956735
