The French will soon be able to withdraw from their supplementary health at any time and without charge, once past the first year of membership. A change with the current situation, where the contracts cannot be reneged upon as their anniversary date. The provision will come into effect from the 1 December 2020 and will bind all three families of complementary health (insurers, mutual insurance companies and provident institutions), who manage each year to 36 billion euros in contributions.
This measure had been requested by Emmanuel Macron, at a meeting last December, as the crisis of the “yellow vests” was in full swing, to make the purchasing power to the French. Recorded in February by members of LREM in a proposal of law, it will be definitely adopted, so that mps and senators joined together Wednesday in a joint committee came to an agreement.
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The association of consumers UFC-que choisir, in favour of the measure, estimated that it could save 1 billion euros of purchasing power per year to the insured. On the other hand, the additional there are very strongly opposed, claiming that it was a “false good idea”, just like the five major trade union confederations (CFDT, CGT, FO, CFTC, CFE-CGC), involved in the joint administration of these organizations.
The Mutualité française warned for months against the negative impact of this initiative, “inspired by individualism, and that that is a bad blow to the solidarity,” claiming that it may increase the management fee, penalize the insured the most fragile and make inapplicable, the commitments of mutual societies, for example on the third-party payer.
For its part, the majority LREM was pleased that “this promise presidential Emmanuel Macron is held and creates new rights long-awaited by many French”.
