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Hurricanes in Caribbean, flooding in Asia, drought in parts of Africa: 2017 The damage caused by extreme wear conditions could reach a new record value. Overall, cost of this year is estimated at more than 200 billion dollars – and y mainly meet people in poor countries who have no means to protect mselves. Storms, dryness or heavy rains rob people of ir existence in extreme cases. Insurance against effects of climate catastrophes can protect you from ruin. But especially in developing countries, people lack money to complete such insurance. The federal government wants to help you. She calls solution InsuResilience.
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In project initiated by Germany, or countries are now also using. Toger, alliance wants to help poor people in particular to prepare mselves against effects of wear catastrophes. On Tuesday, InsuResilience was presented at UN climate conference in Bonn. The concrete goal: 400 million poor and so-called vulnerable people up to 2020 to insure against climate damage.
Germany says 107 million euro to
In case of case, for example, failure of crop should be compensated. The initiative has been around since 2015, new is that project will be expanded to a global partnership. The federal government promises to deposit 125 million dollars in pot, which is about 107 million euros. A total of 550 million dollars are already available, or financial commitments from or countries are expected at climate summit.
For first time, initiative is supported jointly by different industrial and developing countries. Among m Fiji, which heads Bonn Climate summit and presented InsuResilience toger with German government representatives, Madagascar, G20 and most vulnerable countries in V20. The initiative is also supported by insurers such as Allianz and Munich Re, international organisations such as World Bank, UNDP and non-governmental organisations such as care and Nature Conservancy.
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The bread-work for world praised initiative. It is “a good example of how poor countries can be supported in coping with climate-related destruction,” said Sabine Minninger, climate expert of organisation on Kilmagipfel. She also stressed that insurance would not be a universal solution: “There is no insurance cover against long-term consequences of climate change, such as rise in sea level.”
In same way, Peter Höppe, head of Geo at Munich Re, sees climate policies as an important business: “Insurance is not only sensible path.” They could make a contribution if prevention and adaptation to climate change failed. Oxfam climate expert Jan Kowalzig demanded at summit rich countries as polluters of climate change to at least partially take over premiums for future climate risk insurance.
