The cost of the mortgage or rent is around 582 euros on average, according to Grupo Mutua Propietarios
MADRID, 17 Ene. (EUROPA PRESS) –
74% of the income that comes into households that earn up to 1,000 euros is used to pay the mortgage or rent, utility bills and the shopping basket, according to the ‘Planeta Proprietary’ Housing barometer. Mutua Owners Group.
This percentage stands at 42% in the rest of the homes; It exceeds 60% among people who live in rent and takes 50% of the income of those who live alone.
In this way, of the 2,650 euros of average monthly household income, 10.5% is used to pay for basic supplies – electricity, gas and fuel. An expense that stands at an average of 197.3 euros per month, 14 euros below 2022.
However, for mileurist households, this amount compromises up to 21% of total income, which may lead to an increase in families in a situation of energy poverty.
For its part, the cost of the mortgage or rent would be around 582 euros, while the cost of the shopping basket would exceed 400 euros.
“Given these data, some households face economic or financial limitations that make them vulnerable to unexpected situations, unforeseen expenses or even to be able to pay other recurring expenses,” said the Deputy General Director of Strategy, Customers and Alternative Channels of the Group. Mutual Owners, Laura López Demarbre.
On the other hand, the main concerns in relation to housing indicated by Spaniards in this barometer are the increase in expenses associated with the home (7.48); illegal occupation (7.15) and the purchase price of a property (6.92).
In relation to access to housing, the study by Grupo Mutua Propietarios reveals pessimism among those surveyed, since 25% of Spaniards predict that the cost of housing in 2024 will increase greatly, although this percentage is twelve points lower. below in relation to 2023.
López Demarbre explained that this “more moderate” pessimism could be due to the fact that Spaniards consider that the cost of housing has reached “its maximum point”, so it is expected that in the near future it will stabilize or, at least, does not continue at the same rate of growth, although it has indicated that 54% of those surveyed believe that it will increase “a little”, compared to 19% who consider that housing prices “will remain the same.”
