But who can now look forward on the basic pension? Intended for the benefit of all those with at least 33 years of contributions for employment, education, or care. In the start of the year 2021, the basic pension will cost taxpayers 1.3 billion euros. An income test is intended to ensure that only people receiving the Supplement, in need of him.
What is the goal of the basic pension?
Helped all those people who worked for years to be, educated children or relatives have not maintained their merit, however, was large enough for a decent pension. Their live performance should be recognized and the walk to the welfare office should be spared. Basic security in old age relative last 556.640 people. Many do not apply for the performance but.
according to The residential cost of basic backup can be about 800 to 900 euros. Currently, there is not 8,98 million old – age and disability pensions under 800 euros, but in many cases, the Affected arm would be. Many simply pay just short in the pension Fund. 4.1 million full-time employees came last, only on low wages.
Spahn basic pensions-lists proponents, bend Seehofer with a joke in between, FOCUS Online/Wochit As Spahn basic pensions advocates count, bend Seehofer with a joke in between, Who gets the basic pension from 2021 onwards?
low-income earners to get after 33 years of ground-rent times, a Supplement to the pension, from 35 years, the full amount. Basic pension periods of compulsory contributions from professional activity or self-employment, as well as contribution periods for child-raising and nursing of family members are.
Also in times of sickness or Rehabilitation, this includes – as well as periods of war service as a prisoner of war or of political imprisonment in the GDR. In addition, times of countries should be taken into account, with which Germany has a social insurance agreement has been completed or for which the EU law applies.
What income is counted?
For a single person applies, that income will not be counted under 1250 euros, for couples it is $ 1950. Above this income will contribute 60 percent to the basic pension. Only in the case of more than 1600 euros and 2300 euros, the income is taken into account fully.
Potential capital gains are taken into account in the Income assessment comprehensive. You need to be notified to the pension scheme in full, this may check then.
What is the free amount of the basic backup to yourself?
benefits Who after 33 contribution years, despite the basic pension still covers below the national basic social security, in the future of a free amount that is not netted with the basic security. He is 100 Euro plus 30 percent of the income from the statutory pension. Overall, the deduction-free sum should not exceed 216 euros. The 2018, introduced tax-free amount for a company or a state-sponsored private pension plans (such as the Riester-pension) is granted in addition. Everything you know about your pension
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the level of basic pension will be?
A low-wage earners with 35 years of ground-rent periods can be achieved under certain conditions, a Supplement of up to 404,86 Euro.
Two examples: A florist, who has worked for 40 years, comes to a monthly pension of 528,80 Euro. You are entitled to the full basic pension Supplement that increases your monthly pension to 933,66 Euro – if you have no billable income.
An East German construction engineer, has earned up to the fall of the wall and then unemployed, was found after a few years and a Job – however, below their qualification. Your old-age pension amounts to 39 years of contributions only to 746 Euro (gross). In spite of the unemployment, they meet the requirements of a minimum of 33 years to the “basic retirement”, so that it comes with the basic pension on a monthly pension of 941 euros.
How is calculated the amount of the basic pension?
A basic pension can be paid if the own contribution in the pension scheme for a minimum of 30 percent of the average earnings of the Insured or is. For more than 35 years of acquired pension will be doubled to claim,, however, be limited to 80 percent of average earnings. At the end of the surcharge will be reduced by a flat rate of 12.5 percent. Content check: The gross-to-net calculator 2020, much net is left for them by the gross
low apply for income earners, the basic pension?
no. Who is entitled to the basic pension, is to be determined by means of an automatic data reconciliation with the tax authorities.
Also interesting: Since 2020, more pensioners are subject to tax: 6 tips on how you can save on taxes
How high are the costs and how the basic pension is financed?
healing estimated the cost for the initial year of 2021 to EUR 1.4 billion. Funds of the annuity insurance shall not be expended for the taxpayer funding is planned. The SPD wants to pull the planned financial transaction tax approach. Due to disagreements with other EU States to their introduction, however, is still uncertain.
Update: the basic pension to the pension insurance scheme until 2021 “
” According to the German statutory pension insurance scheme the introduction of the basic pension for low income earners to 1. To create January 2021. The “Frankfurter Allgemeine Zeitung” (Friday edition) reported, citing a letter from the working group of staff representatives of the German pension insurance of the Federal Minister of labour, Hubertus Heil (SPD), which the newspaper exists.
it means, therefore, that there are several thousand new jobs will be required in their occupation of spaces, the purchase or the renting of new office – mainly in urban areas – could result in. In addition, the technical infrastructure must be created.
“That’s not in a few months to implement,” citing the “FAZ” more from the Letter went, therefore, also to the group Chairman of the CDU and the SPD. There it says: “We urge a management of a practicable embodiment of the proposed basic pension.”
The Federal Cabinet has the pension charge for recipients of small pensions on Wednesday at the parliamentary way. Approximately 1.3 million persons with low pensions will get from the beginning of 2021 basic pension. Healing called the implementation of the basic pension is a “giant effort”. The employees of the pension system faced a “big task”.
Internally, attributed to the pension insurance, based on the experience with the Riester pension, and the mothers ‘ pension, according to the report, with a lead time of at least two to three years. The technical requirements for the necessary fully automated exchange of data between the tax authorities and the pension scheme are not yet available.
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In the letter, the staff representative said, according to the “FAZ”, the draft law on the basic pension, “the Intention we share”, fill the staff with great concern. The additional workload could not be with current changes in the law, such as the maternal or the Flexi pension compare. It almost 26 million pensions would need to be considered.
The rules for crediting of domestic and foreign income are labor-intensive. The need for advice on complex pension and tax increases quite substantially. “Even if the financial management is not your data for income verification available electronically, what experts, given the complexity of the matter and the lack of IT-in a few months to implement, needs to be examined, the income situation of many applicants are not liable to income tax or EU pensioners, through their own investigation of the pension scheme.”
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