Barcelona, April 3, 2023.
The exonerated got into debt as a result of the purchase of a home and the conditions of his mortgage
Repair your Debt, the leading law firm in Spain in the Second Chance Law, has managed to cancel a debt that amounted to 305,010 euros in L’Hospitalet de Llobregat (Barcelona) by applying the Second Chance Law. SEE JUDGMENT The lawyers of Repara tu Deuda explain their story: “Currently, he does not carry out any paid work activity. His insolvency situation began in 2005. He bought a house. At first they told him that the mortgage would have a monthly cost of 500 euros and that, in a period of 15 years, he would pay at most 700 euros. As he was self-employed, he also bought a van to carry out his work. In 2006 he paid 800 euros, the next 1000 euros and finally He ended up paying 1,300 euros of mortgage. His wife did not have a job and with such a high mortgage it was impossible for her to make the monthly payments. For this reason, he delayed the payments, reaching a debt of 10,000 euros. He tried to catch up on the mortgage by paying 10,000 euros but when making the payment they told him that he had to pay 12,000 euros in legal fees. From that moment he could not pay the mortgage anymore and began to fall behind in the payment of social security contributions. With the income that he had, he could not meet all the obligations and since he had debts with the Treasury, they carried out continuous embargoes. The debt was increasing and he could not face it.” Now, thanks to Repara tu Deuda Abogados and the Second Chance Law, he can start again without debts, after ruling the Commercial Court No. 12 of Barcelona (Catalonia) the Benefit of Exoneration of Unsatisfied Liabilities (BEPI).Repara tu Deuda Abogados launched its activity in September 2015 in Catalonia, the same year that the law came into force in Spain.It has exceeded the figure of 130 million euros in concept of cancellation of debt of its clients, who come from the different autonomous communities, with the application of the Second Chance Law.In addition, within its work, there is also the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages The law firm has a 100% success rate in cases presented before the Spanish courts.Prior to the start of the process, it carries out an analysis completely free of charge so as not to waste time or money in case of non-compliance the requirements to qualify.Repara tu Deuda fights so that anyone with debt problems can access the Second Chance Law. For this reason, it tries to adapt to the circumstances of each interested individual and self-employed person with the aim that no one is left without a second chance to reactivate themselves in the economy. “Some are afraid to start the procedures because they think it is more complicated than it really is or because they cannot afford the fees that some lawyers ask,” they say. The profile of those who use this tool is very varied: parents who endorsed their children to buy a flat, small businessmen who set up a business and carried out investments with negative results, people who are unemployed or with difficult work circumstances, individuals who are victims of scams, divorcees who have suffered from increased expenses due to its new state, etc.
Contact Contact name: David Guerrero Contact description: David Guerrero Contact telephone number: 655956735
