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The exonerated, separated, requested a series of credits whose interests increased significantly.
Badalona (Barcelona), August 14, 2023.- Repara tu Deuda Abogados, the leading law firm in Spain in the application of the Second Chance Law, has achieved a debt cancellation in Catalonia. Through the management of Repara tu Deuda Abogados, the Court of First Instance No. 1 of Badalona (Barcelona) has issued the benefit of exoneration of the unsatisfied liability (Bepi) in the case of a man who had accumulated a debt of 51,000 euros to which he did not could cope. SEE JUDGMENT.
His story is as follows: “the exonerated, separated, began his over-indebtedness with some loans that he was paying normally. Then he was affected by an increase in interest and requested more loans to pay the previous ones. He became a mountain, which he did not could pay.”
As in his case, many people get into debt by requesting loans to pay what they had requested, explain the lawyers of Repair your Debt. “Many times they mistakenly believe that the new loans serve to settle the situation. However, reality makes us see that unfortunately, more than a solution, it becomes a new problem.”
People who take advantage of the Second Chance Law quickly check what the benefits of being exempt are. In fact, they leave the delinquency lists that hurt them so much. In addition, and this is a relief, they stop receiving calls from banks and financial institutions that previously contacted relatives, relatives, acquaintances and even their own work staff. Finally, in case of having new assets, they could register them without problems.
Although it is true that there is some ignorance about this legislation, more and more people request to take advantage of it. Repair your Debt Abogados has helped, since it was founded in September 2015, people who were in desperate situations and did not know where to seek help. In fact, there have been more than 20,000 individuals and the self-employed who have used their services to end their debts and start a new life.
To date, the law firm has managed to exceed the figure of 160 million euros exonerated to people who come from the different autonomous communities. The forecast is that this figure will increase due to the high number of files that are already underway and the calls that are received daily at their offices.
This legislation allows individuals and the self-employed to be exempt from paying their debts as long as a series of requirements are met. In general terms, it is enough that the bankrupt does not exceed 5 million euros in debt, that he has not been convicted of socioeconomic crimes in the last ten years and that he always acts in good faith, without hiding assets or income.
Repair your Debt lawyers seeks that people who cannot take advantage of the second chance mechanism can obtain the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages. It does so after studying the contracts signed with banks and financial institutions in detail to see if there is any kind of abusive clause and to be able to claim against Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit , Kviku, etc.
ContactContact name: David GuerreroContact telephone number: 655956735
