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His state of insolvency originated when his spouse started a hospitality business that closed
Oviedo, January 5, 2024.- The Commercial Court No. 1 of Oviedo (Asturias) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a man who has been exonerated from a debt of 114,000 euros. The case has been processed by Repara tu Deuda Abogados, a leading law firm in Spain in the Second Chance Law. SEE SENTENCE As explained by the lawyers of Repara tu Deuda, “his state of insolvency originated when his spouse started a hospitality business. Although he was not listed as a partner, the wife had to apply for various loans to be able to start it. However, the business Finally it did not work and soon they had to close it, but maintaining all the obligations already agreed with the banks. The only income of the family nucleus was that of the debtor and was allocated entirely to the payment of the most basic and necessary expenses. To be able to respond for his wife’s debts, he requested loans to be able to assume the loans requested for the business, but it was unaffordable.” As in his case, numerous people turn to the Second Chance Law after doing everything possible to end their problems. of debts. They do so as a result of having suffered some time of economic setback, whether for work and/or personal reasons. It should be noted that the Second Chance Law has been in force in Spain since 2015. From that date until today, more than 20,000 individuals and self-employed workers have put their case in the hands of the office to cancel debts. contracted that they have contracted and that they cannot assume.Repara tu Deuda Abogados was founded in September of that same year 2015. It is the pioneer and leading firm in the application of the Second Chance Law in Spain. To date, it has managed to exceed the figure of 180 million euros exonerated to people who come from the different autonomous communities. In order to offer confidence to people who come to process their case with us, the office publishes, at the disposal of those If interested, the sentences handed down by the judges of the cases in which they have participated. In this sense, “it is notable – explain the firm’s lawyers – that many of our clients also tell their story of debt relief, making many others who are hesitant decide to start the process. Because they have benefited from this legislation , they want family members, friends and any insolvent person to begin the process.” Before launching the procedure, Repara tu Deuda Abogados checks jointly with the client whether it is someone who can benefit from the Second Chance Law. In this way, only when you really see that it is a case of possible exoneration, do the procedures begin. To qualify, it is enough to meet a series of requirements. In general terms, it is sufficient that the bankrupt does not exceed 5 million euros in debt, that he has not been convicted of socioeconomic crimes in the last ten years and that he acts at all times in good faith. From September 2022, there is no need to try to reach a payment agreement with banks and financial entities. The firm also offers to analyze the contracts signed with banks and financial entities. Along these lines, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc. Issuer: Repair your Debt Lawyers
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
