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The exonerated person is a self-employed transporter who fell into a state of over-indebtedness
Avilés (Asturias), January 30, 2024.- Repara tu Deuda Abogados, a leading law firm in Spain in the application of the Second Chance Law, has achieved debt cancellation in Avilés (Asturias). Through the management of Repara tu Deuda Abogados, the Court of First Instance No. 1 of Avilés (Asturias) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a man who had accumulated a debt of 19,000 euros to which he had not I could cope. SEE JUDGMENT
As the lawyers of Repara tu Deuda explain, “his state of insolvency arose as a result of his economic activity as a self-employed transport company. There was a time when the debtor could not pay his business invoices and, therefore, requested a loan As a result of said loan, he requested several loans to satisfy the installments of the first. He ended up falling into a state of over-indebtedness.”
As in your case, some people go into debt by requesting loans to pay for those they had previously requested. “At first, they think that it is the true solution to their debt problems. However, over time, they verify that the best decision is to take advantage of the second chance mechanism,” explain the lawyers of Repara tu Deuda.
People who turn to the Second Chance Law see what the benefits are of being exonerated from all their debts. And they are leaving the delinquency lists, like ASNEF, which paralyzes them so much in their actions. In addition, they no longer receive disturbing calls from banks and financial institutions that no longer contact family, friends, acquaintances and work staff, as they did previously.
As the years go by, it has been possible to verify a greater degree of knowledge of this legislation among citizens. In fact, since it was founded in September 2015, more than 20,000 people have put their case in the hands of Repara tu Deuda Abogados to reactivate the economy from scratch.
Until now, the law firm has managed to exceed the figure of 180 million euros exonerated to people who have very different profiles. The forecast is that this amount will continue to increase in the near future as a result of the high number of files that are being processed and that there are more and more people interested in applying.
This legislation allows both individuals and the self-employed to be exempt from paying their debts, provided that they are in a current or imminent state of insolvency, that they act in good faith during the time the process lasts, without hiding assets or income, and if they have not been convicted of socioeconomic crimes in the last ten years. From September 2022, it is not necessary to try to reach a payment agreement with banks and financial institutions, which reduces the time to obtain debt cancellation.
Repara tu Deuda lawyers has an app available for Android and IOS, known as MyRepara, which allows you to reduce the costs derived from the procedure, exhaustive control of the process, as well as meetings with lawyers through the video call system.
People who come to Repara tu Deuda Abogados are alternatively offered the possible cancellation of credit cards, revolving cards, mini-credits, loans and mortgages. The legal office analyzes the contracts signed with banks and financial entities to check if there is any type of abusive clause and thus complain to Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc. .
Contact
Contact name: David Guerrero
Contact description: Press Officer
Contact telephone number: 655956735
