Granada, October 4
Some clients stopped paying the exonerated man and he found himself with several promissory notes worth 50,000 euros that he could not collect.
Repara tu Deuda, a leading law firm in Spain in the Second Chance Law, has managed to cancel a debt in Granada (Andalusia) that amounted to 200,000 euros through the application of this mechanism. SEE JUDGMENT The Repara tu Deuda lawyers explain to us that “his insolvency situation arose from problems with his two companies. His clients stopped paying him and he found himself with several promissory notes worth 50,000 euros that he could not collect. Furthermore, every month He has to pay alimony to his children. There came a time when he could not bear the personal and business expenses.” Now, thanks to the Second Chance Law, the exonerated man can start over without debt after ruling by the Court of Commercial No. 2 of Granada (Andalusia) the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) if applicable. Repair Your Debt Lawyers began its legal work in September 2015. That same year the law was approved in Spain. From then until now, it has managed to exceed the figure of 170 million euros paid to people who come from the different autonomous communities. It is expected that this amount will continue to increase as a result of the high number of files that are underway and the queries that are made daily by potential clients. The law firm has more than 20,000 individuals and self-employed people who have put their history of over-indebtedness in their hands with the aim of being able to get out of the loop in which they find themselves. It should be noted that many of them come encouraged by other family members and friends who have known the law and who have put their trust in it. On the other hand, some of the exonerated have decided to come forward and tell their story. This causes those who doubt to begin the process since they verify that these are real cases and that they are not victims of attractive but false information. “At first many are reluctant to start it. They think that it is not true that debts can be canceled through a sentence. However, when they see the videos with testimonies and learn about the cases that are disseminated, they are aware that it is a true tool” , point out the lawyers.”The profile of those who resort to this mechanism is very varied. For example, there is the case of parents who guaranteed their children for the purchase of an apartment, small self-employed people who have started a business or who have carried out investments with negative results, people who are unemployed or who have suffered difficult work circumstances, individuals who have been victims of some type of deception, divorced people who have verified the negative consequences of their new situation, etc. The Second Chance Law allows both individuals and the self-employed to be released from their debts if they meet a series of requirements. In general terms, it is enough that the bankrupt has not been convicted of socioeconomic crimes in the ten years prior to the process. , who collaborates at all times being a debtor in good faith and that the amount of the debt does not exceed 5 million euros. For those who cannot benefit from this mechanism, the law firm also offers the option of canceling credit cards , revolving cards, minicredits, loans and mortgages. To do this, study the contracts signed with banks and financial entities to see if there is any type of abusive clause and complain to Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
