Barcelona, November 15, 2023.
Vanessa Najera, excited after hearing the sentence, assures that “you think there is no way out, but there is”
Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved another debt cancellation in Barcelona (Catalonia). Through the management of Repair your Debt Lawyers, the Commercial Court No. 7 of Barcelona (Catalonia) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of Vanessa Najera, who had accumulated a debt of 30,439 euros to which I couldn’t cope. SEE SENTENCEThe exonerated woman, very excited at the moment in which she is given the car for which all her debts are cancelled, states that “it feels very bad because it seems that you are bad because you owe money and you have not been able to pay. And You think there is no way out, but there is. SEE VIDEO of her her case is as follows: her state of insolvency originated when the debtor requested the first mini-credits to financially help her partner at that time. Initially, she faced the installments of said loans and the most basic expenses. However, after many family and work problems, the debtor requested leave from work, so her income decreased considerably. Likewise, her romantic relationship ended, which aggravated her situation. Subsequently, she became unemployed and requested new loans to be able to continue paying the fees, supplies and to cover the most basic expenses of her little daughter and her own. She was in a clear situation of over-indebtedness and had to take advantage of the second chance mechanism. Repair Your Debt began its legal work in September 2015, the same year in which the legislation was approved in Spain. Since then, more than 20,000 individuals and self-employed people who were in desperate situations have put their cases in the hands of the law firm. To date, it is the leading firm in the application of the Second Chance Law in Spain, surpassing the number of 170 million euros exonerated to people from the different autonomous communities. Those who have already achieved the goal of canceling their debts can request new financing if they wish, register possible future assets in their name, get off the default lists (such as ASNEF) and stop receiving distressing calls from banks and financial entities. This legislation allows both individuals and the self-employed to be released from paying their debts if they meet a series of requirements. In general terms, it is sufficient that the bankrupt does not exceed 5 million euros in debt, that he has not committed any socioeconomic crime in the last ten years and that he acts at all times in good faith, providing the required documentation to demonstrate that he is an insolvent person. For people who cannot resort to the Second Chance Law, the office also offers the possibility of analyzing the contracts signed with banks and financial entities. The objective is to analyze whether there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
Videos
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