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Almería, December 12, 2023.
The exonerated man had to take in his divorced daughter and his grandchildren in his house and could not afford the loans
The Commercial Court No. 2 of Almería (Andalusia) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a man who has been exonerated from a debt of 69,000 euros. The case has been processed by Repara tu Deuda Abogados, a leading law firm in Spain in the Second Chance Law. SEE JUDGMENTAs explained by the lawyers of Repara tu Deuda, “his state of insolvency originated when he requested financing for the purchase and sale of a vehicle, a home and to carry out improvement works. He was making payments on the installments, however, “She found herself in the situation of working without being paid by the company. Added to this was the fact that her daughter got divorced and she had to welcome her and her grandchildren at home, which meant a notable increase in expenses.” As in his case, many people resort to the Second Chance Law to achieve a successful solution to all their payment problems. They do so due to different personal or work circumstances that have led them to fall into a state of over-indebtedness from which they have not been able to escape. It must be remembered that the Second Chance Law came into force in Spain in 2015. Since then To date, there have been more than 20,000 individuals and self-employed workers who have requested to benefit from this tool to cancel the debts they have incurred and cannot assume.Repara tu Deuda Abogados is the leading firm in the application of the Second Chance Law in Spain. Since it was founded, precisely in September of the same year 2015, the legal office has managed to exceed the figure of 170 million euros exonerated to people who come from the different autonomous communities of the country. “It is worth noting – explain the lawyers of the firm – Some of the exonerated clients decide to tell their story, either with direct testimony or through videos. Once they have verified the great advantages of benefiting, they want to make their case known. This makes many people who doubt decide to give step forward and begin the process to benefit from this legislation.”Repara tu Deuda Abogados, before starting the procedure, analyze with the potential client whether it is a person who can benefit from the Second Chance Law. This means that the process only begins once the person’s real circumstances have been verified. Thus, a certain guarantee is offered in advance so as not to waste time or financial resources to those who come to your office. In order to benefit from the Second Chance Law, it is essential to meet a series of requirements. In general terms, it is enough that the bankrupt has not committed socioeconomic crimes in the last ten years, that he acts at all times in good faith without hiding assets or income and that the amount of the debt does not exceed 5 million euros. For people who cannot use this mechanism, the office also offers them the analysis of contracts signed with banks and financial entities. In this sense, the objective is to see if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735
