Madrid, March 27, 2023.
He closed his business and had to face the debt of his ex-partner as a guarantor, who ignored the payments
Repair your Debt Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved a new debt cancellation in Madrid. Through the management of Repara tu Deuda Abogados, the Mercantile Court No. 17 of Madrid has issued a benefit of exoneration of the unsatisfied liability (Bepi) in the case of a woman who had accumulated a debt of 32,667 euros that she could not meet. SEE JUDGMENT As the lawyers of Repara tu Deuda explain, “his state of insolvency originated during the year 2005 as a result of having launched a call shop and registering in the self-employed regime. To start the professional activity and the purchase of material specific to the business, he requested financing from the bank Banco Santander.However, at the end of 2006, the call shop was not successful, which, together with a robbery, implied that he decided to close the business. was not enough, his previous partner requested a loan with Bankia in 2006 to face an operation involving a relative. He put her as guarantor. He was paying until he left the country, failing to pay the aforementioned loan for in 2007. For this reason, the financial institution began a claim to pay the loan to her, but she could not pay it since she received less than 1,000 euros and had to face her personal expenses alone. s and that of her two-year-old daughter. His partner had ignored everything.” According to Repara tu Deuda, “Spain was one of the countries that took the longest to incorporate the Second Chance Law into its legal system, a mechanism provided for people with debts to be able to reactivate themselves in economic life and have access to new financing, not dragging problems for life due to some type of work or personal setback. In recent times there has been a reform of this legislation to streamline procedures and speed up sentences by judges”. Approved just over seven years ago, there are some people who are still unaware of the existence of this mechanism. Others, directly, do not start the process because they mistakenly believe that it will be more complicated than it really is. There are also those who back down due to the high fees that some lawyers request.Repara tu Deuda Abogados is the pioneer law firm in the application of the Second Chance Law. Created in September 2015, it has managed to reach the figure of 130 million euros exonerated to its clients, who come from all the autonomous communities of Spain. This leads it to To be leaders in the debt cancellation market for individuals and the self-employed. This legislation protects natural persons who are in a situation of insolvency and, p Therefore, they cannot assume the payments. In order to be eligible, it is necessary that the bankrupt has not been convicted of socioeconomic crimes in the last ten years, that he acts in good faith without hiding assets or income and that the debt does not exceed 5 million euros.
Contact Contact name: David Guerrero Contact description: David Guerrero Contact telephone number: 655956735
