it’s Finally here: After weeks of lurking about, the Dax has broken in the January-positioned all-time high. On Wednesday, the benchmark index for the German stock market climbed for the first time, over 13,700 points.
layman like now might think: this is The end of the flag pole – how could it go even higher? The reverse is the case, however, is the rule. The market old best brands has cracked, the Momentum of the courses, in many cases, even more. In addition, there is a record high not a technical chart resistance which investors could go back to the horrors.
How to run well there after a record, show the US markets. The Dow Jones is about topped in November, his old record and attract the best brand best brand. The Nasdaq Composite lock, in turn, in the middle of December is equal to nine Times higher than ever before. DAX 13.755,90 PTS. +128,06 (+0,94%) Xetra
- 1 day
- 6 months
course data
Even if the level now appears to be: The perfect entry point into the markets, most investors miss anyway. It is important to start with, and stick with it – it’s worth it in any case over a longer period of time, such as, for example, the return triangle of the Deutsche aktieninstitut (DAI) shows.
Who is joined to awkward moments in the years 2001 and 2007, scored at the latest after ten years, yields of at least 3.0 percent annually, the DAI statistics. From an investment period of 15 years, even annual returns of 7.0 percent and were historically in most cases in it – this creates not a money market account. Exclusive Event of FOCUS Online in Berlin How can I create the best my money? Now, the Ticket for only 29 instead of 39 Euro!
So easy you can do with
so There are plenty of reasons, in the case of non-existent interest of his money in equities. All of the 30 Dax-buying stock individually would be cumbersome and useless, because with a so-called ETF you are invested with only one purchase. ETF stands for Fund, Exchange Traded Fund, an exchange-traded. The vast majority of ETFs are passively managed, and to build an Index. According to low, the management fees, unlike in the case of active investment funds with a Fund Manager behind it.
On the Dax, there is a whole range of such ETFs, such as these:
- ETF from iShares (WKN: 593393)
- index Fund Lyxor (WKN: LYX0AC)
- from Xtrackers (WKN: DBX1DA).
the differences between The ETFs are marginal, and are mainly in cost, as measured by the total expense ratio, also TER called. Here to 0.16 percent per year to a maximum of due.
Important: As with the examples of above-mentioned products, the ETF should be accumulating. Distributions will be reinvested in. In order for investors to save the work, dividend distributions, even re-invest. Of course, there are also ETFs in which the dividends are paid out, such as this ETF ComStage (WKN: ETF001).
vault-secure – how it works
if you still have concern about the height of the markets, you can protect yourself also. The best way is by using derivatives. So-called Put-option certificates, the sale called the right to a basic asset at a fixed price. Therefore, they increase in value if the underlying falls in value. The right is practically not exercised at all, the investor will receive, instead, a far more convenient cash-settled. Or to put it simpler: If your values fall in the Depot and, thereby, losses occur rises, this Put option in the course, and reduces/compensates the Minus sign in the Depot.
where: For a 100-percent protection must be purchased according to this formula warrants – depot-value divided by market value of the underlying times the reference ratio. For a 10,000-Euro Investment in the Dax that would mean in 10,000 divided by 13.720, times 100, because most of the time the ratio is 100:1. Investors need for all-round protection, then round 73 Put option notes. Are you interested in in addition to values? The professionally managed trading service “Small Caps Champion” takes all the Research and analysis work. (Partner offer) Now 30 days free of charge test!
The majority of such Slips with a reasonable remaining term record between one and two years between nine and ten Euro. The hedge would cost around 700 euros, that is, seven percent of the portfolio value. The price of the option, investors can consider licenses as an insurance premium – protection costs.
those Who are not planning, however, the Depot in the near future to dissolve, and has little reason, against a price fall as a hedge. Because, as the DAI-statistics has shown, the risk to remain without a loss of seats, with each additional year in the market. In the long term, those are the biggest losers, and the potential of the stock markets to be missed.
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