working pensioners will be relieved from January 2020, so it has been decided by the Federal government. More money to many, but only in the course of the year. Because there are technical and organizational barriers, the Shi head Association.
funds pull in the occupational pension, higher contributions – that’s the point:
the numbers so Far Affected the contribution rate on their entire pension, if the pension limit is above a certain (155,75 Euro). From 2020 onwards, operating pensioners only for the portion of their pension contributions to the statutory health insurance, as well as the additional contribution to pay that is above the new exemption amount of 159,25 Euro in the month.
Specifically, this means: Who gets a pension in the amount of 160 Euro, must in future pay only one Euro, with the help of his occupational pension exceeds the free amount, contributions and not, as previously, on the total of 160 euros. Who, in turn, a company pension in the amount of 318 euros, which corresponds to Twice the free amount, you must. on his pension, in the future, only half of the numbers, what is yet due
in Addition, to change the exemption amount annually according to the wage development.
More to the Changes in the Fund contributions from the company pension, you can read here.
payment of pension only from the middle of 2020 possible
The Shi head Association expects the Changes to be beat from the mid-2020 at the monthly payment of the pension of low.
Who receives more than one pensions, could even in the course of the second half of the year with a higher payout to expect. For it is only needed to ensure that the tax-free amount is taken into account neither multiple nor incomplete. The free comparison of FOCUS Online (display) you will Find your optimal private pension!
For both of these groups should be first in the reporting procedures and payroll programmes. According to the Association, approximately 46,000 participants number and 105 health insurance after the law change in mid-December, just in time for the January 2020 to adapt.
refund even until 2021
Even if the contributions are not for the time being calculated correctly, keep a operating retired of course your entitled to more favourable contributions from the turn of the year. The excess payments should be retroactively refunded. But this will take longer than the changeover: it is Expected that until the beginning of 2021 will be refunded excess contributions to health insurance, the Shi head Association. A request was not necessary.
The statutory health insurance have to do without the new contribution calculation by the way on a lot of money. The new regulation is costing you revenue every year, in the amount of 1.2 billion euros.
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More on the topic of pension:
- Who take precautions with a pension or insurance for old age, does what the Federal government advertises. Since 2004 there is, however, a big fly in the ointment: The recipients of occupational pensions will pay double health insurance contributions. For this reason, the pensioners feel cheated, and your return brought. More on this in the pensioners twice cashed: millions of Germans through operation of pension Savings brought PCP pensioners cashed twice: millions of Germans through operation of pension to Savings
- brought The monthly cost of the tee-free retirement at 63 are already at two billion euros per month. The government planned in its draft law, with significantly fewer applications. Read more:Nahles has miscalculated the pension with 63 is a lot more expensive than I thought
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