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The exonerated woman, after a divorce, had to take care of her children’s expenses alone

Granada (Andalusia), January 30, 2024.- Repara tu Deuda Abogados, the leading law firm in Spain in the application of the Second Chance Law, has achieved debt cancellation in Granada (Andalusia). Through the management of Repara tu Deuda Abogados, the Commercial Court No. 2 of Granada (Andalusia) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a woman who had accumulated a debt of 30,000 euros to which she had not I could cope. SEE JUDGMENT

As the lawyers state, “his state of insolvency arose as a result of the request for financing for the purchase and sale of a home and for the acquisition of household goods and his children’s studies. Initially, he had no problem in facing the payment of the installments, but due to her divorce she no longer had the financial support of her ex-partner, and all the expenses of the children fell on her. After the COVID-19 pandemic, the debtor suffered an ERTE. In addition, she was sick leave for a while.”

As in your case, many people go into debt as a result of having suffered a series of economic setbacks due to work, family or health reasons. “Helping them out of the difficult situation in which they find themselves is the reason for our firm’s existence since it was founded in September 2015, the same year this legislation came into force,” they explain from Repara tu Deuda.

People who turn to the Second Chance Law as a mechanism to end their debt problems see over time what the benefits are of being exonerated from their debts. Without going any further, they leave the delinquency lists that hurt them so much, they stop receiving calls from banks and financial institutions and they can register possible future assets in their name.

As time passes, a greater degree of knowledge of this tool is perceived by individuals and self-employed people. So far, there are more than 20,000 people from different parts of Spain who have put their case in the hands of Repara tu Deuda Abogados and who have trusted in their work to put an end to a life with unaffordable debts.

The law firm has managed to exceed the figure of 180 million euros exonerated to people with very different profiles. The forecast is that this amount will continue to increase due to the economic effects derived from the COVID-19 crisis and also because many of those exonerated encourage other people to start the process as soon as possible.

This legislation allows both individuals and the self-employed to be exempt from paying their debts, provided that they are in a current or imminent state of insolvency, demonstrate good faith during the time the process lasts, without hiding assets or income, and do not have been convicted of socioeconomic crimes in the last ten years.

The office also offers, alternatively, the possibility of analyzing contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.


Contact name: David Guerrero

Contact description: Press Officer

Contact telephone number: 655956735