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Córdoba, December 27, 2023.

She began to apply for loans to survive, but was overwhelmed by the situation and turned to the second chance mechanism

Repara tu Deuda Abogados, a leading law firm in Spain in the application of the Second Chance Law, has achieved a debt cancellation in Córdoba (Andalusia). Through the management of Repair Your Debt Lawyers, the Commercial Court No. 1 of Córdoba (Andalusia) has issued the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in the case of a woman who had accumulated a debt of 66,956 euros to which she had not I could cope. SEE JUDGMENTAs the lawyers from Repara tu Debta explain. “The financial situation of the couple was not very buoyant. For this reason, they began to consume various cards, credits and loans. They became balled up and had no money to eat. In the end, they were forced to take advantage of the debt release mechanism. debts”. People who take advantage of the Second Chance Law quickly see what the benefits are of being exonerated. In fact, they leave the delinquency lists (such as ASNEF) that do so much damage to them. Furthermore, and this is also a great relief to them, they stop receiving calls from banks and financial entities, which previously contacted family, friends, neighbors and even their own work staff. Although there are those who are unaware of the existence of this mechanism, The truth is that more and more people are turning to this tool. Repair your Debt Lawyers has helped, since its foundation in September 2015, many people in desperate situations who cannot pay the accumulated debts despite their efforts. To date, more than 20,000 individuals and self-employed people have turned to its services to put an end to their debts and thus start a new life. The law firm has managed to exceed the figure of 180 million euros exonerated for people who They come from the different autonomous communities. It is expected that this amount will increase in the near future due to the high number of cases that are already underway and that some of those exonerated encourage others to begin the process. This legislation allows both individuals and the self-employed to be exempt from paying their debts if they meet a series of requirements. In general terms, it is sufficient that the bankrupt has not been convicted of socioeconomic crimes in the last ten years, that he acts at all times in good faith without hiding assets or income and that the debt does not exceed 5 million euros. Repair Your Debt Lawyers has an app, available for Android and IOS and named MyRepara, which allows the reduction of costs derived from the procedure, total control of the process and meetings with lawyers through the video call system The firm also alternatively analyzes the contracts signed with banks and financial entities. In this sense, the objective is to check if there are abusive clauses for the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages and to be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.

Contact Contact name: David Guerrero Contact description: Press Officer Contact telephone number: 655956735