Valencia, July 28, 2023.
The bankrupt started a restaurant that had to close later and did not achieve job stability
Repair your Debt, the leading law firm in Spain in the Second Chance Law, has managed to cancel a debt that amounted to 21,000 euros in Valencia by applying the Second Chance Law. SEE JUDGMENT The lawyers of Repara tu Deuda explain their story to us: “their state of insolvency originated from requesting financing to undertake a business adventure, specifically, a restaurant, as well as for the inherent expenses (rental of premises, equipment and products). At the beginning, I had no problem paying the installments. However, over time, the billing of the business was not as I would have liked and it only generated to cover supplier costs. In the end, this situation could not last any longer, therefore that he had to cease his activity. From then on, the debtor looked for a job to take care of his obligations. Unfortunately, he went through a long period of job instability, chaining moments of unemployment. As a result of the pandemic caused by COVID-19 , he was also forced to be in ERTE, seriously affecting his income. For all this, his purchasing power and his ability to repay were greatly reduced”. Now, thanks to Repara tu Deuda Abogados and the Second Chance Law, the bankrupt You can start a new life from scratch without debts, after having issued the Commercial Court No. 4 of Valencia the Benefit of Exoneration of Unsatisfied Liabilities (BEPI) in your case. Repara tu Deuda Abogados began its legal work in September 2015, which makes it the pioneer law firm in the application of the Second Chance Law. That same year was when the Parliament of Spain approved the entry into force of this legislation. Currently, the legal office has managed to exceed the figure of 160 million euros in debt cancellation for its clients, from the different autonomous communities, thanks to the application of the Second Chance Law. The law firm has with a 100% success rate in the cases presented in the Spanish courts, always providing the required documentation to the client to demonstrate that he is a person in a state of insolvency. It must be said that to date there have been more than 20,000 individuals and the self-employed who have put their history in their hands to reactivate themselves in the economy. So that anyone with debt problems can access the Second Chance Law, the law firm it always adapts to the economic circumstances of the client to offer him the conditions that best suit him. “Many people find themselves unable to pay the fees that some lawyers ask them. In our case, we offer different payment methods that are easy for their pockets. One of the things that also helps a lot in the knowledge of this legislation and the confidence of the clients is that some tell their experience in first person, which serves as a message of hope to those who still doubt that their process will be satisfactory”. People who cannot take advantage of the Second Chance Law can obtain a way out of their problems alternatively. Thus, Repara tu Deuda Abogados offers the analysis of the contracts signed with banks and financial institutions to check if there are abusive clauses. All this aimed at canceling credit cards, revolving cards, mini-credits, loans and mortgages.
Contact Contact name: David Guerrero Contact description: David Guerrero Contact telephone number: 655956735
