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The marital separation and the unemployment situation led him to have to resort to the second chance mechanism

Mallorca (Baleares), August 29, 2023.- Repara tu Deuda, the leading law firm in Spain in the Second Chance Law, has managed to cancel a debt that amounted to 32,000 euros in Palma de Mallorca (Baleares). SEE JUDGMENT

The lawyers of Repair your Debt explain their history: “the insolvency situation has its origin in the contracting of different mini-loans by the debtor that he used to pay survival expenses, due to the situation of marital separation. These credits with entities whose installments have very high interests, and his situation of unemployment led him to an economic suffocation from which he was unable to get out”.

Now, the exonerated, thanks to Repara tu Deuda Abogados and the Second Chance Law, can start again without debts after issuing the Court of First Instance No. Their case.

Repair your Debt Abogados was created in September 2015, the same year in which the law was approved in Spain, which makes it a pioneer in its processing. Currently, the firm has managed to exceed the figure of 160 million euros exonerated thanks to the application of the Second Chance Law.

The law firm carries out most of the cases of the Second Chance Law in our country. It has more than 20,000 clients from the different autonomous communities of Spain and its forecast is to continue growing as a result of the greater awareness of this legislation, the fact that many of those exonerated spread their stories encouraging other people to start the process and the high number of inquiries received on a daily basis.

Repair your Debt fights so that everyone with debt problems can access the Second Chance Law, always adapting the fees to make them more accessible. “Many are afraid to start the process because they think it is more difficult than it really turns out to be. Others, directly, cannot afford the payments that some lawyers request,” they say. “For this reason, we -they add- want to take their circumstances into account, even more so when they are people who have been experiencing anguish for a long time.”

The profile of those who use the second chance mechanism is very varied: parents who endorsed their children to buy a flat, small businessmen who started a business or who made some type of investment but did not obtain the desired results, people who live unemployed or in complex work circumstances, individuals who have been victims of some type of deception, etc. For those who cannot take advantage of this tool, the office also offers the cancellation of credit cards, revolving cards, mini-loans, loans and mortgages by analyzing possible unfair terms in contracts with banks and financial institutions and claiming Cofidis, Moneyman , WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.

ContactContact name: David GuerreroContact telephone number: 655956735